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CRED

Fintech platform using AI for alternative credit scoring and personalized member rewards

Bangalore, India Founded 2018 501-1000 employees FinTech
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About CRED

CRED is an Indian financial technology app that brings together credit card management and payment experiences for its members. Users can add eligible cards, review and pay credit card bills, receive payment reminders, and access rewards associated with eligible payments and activities in the app. CRED also supports UPI payments, merchant transactions, money transfers, and selected bill payment services. Its broader product ecosystem includes payment checkout and credit-related services offered through its app and commercial partners, with availability and terms depending on the specific product and the user's eligibility. The platform is designed for Indian consumers who want to manage multiple credit cards and make digital payments through one mobile app. CRED is relevant to credit card bill payment, UPI payments, card management, digital rewards, and consumer fintech services that connect everyday payments with account-level tools.

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