M-KOPA

About M-KOPA

M-KOPA is an African fintech company that provides financed smartphones and other digital and financial products to customers who may have limited access to traditional credit. Its pay-as-you-go approach uses flexible repayment schedules designed for people whose income may be earned daily or irregularly. Customers can begin with a smartphone or another eligible essential product and make payments over time. M-KOPA’s platform also offers access to additional services such as digital loans, device protection, health coverage, and data bundles, depending on the market and customer eligibility. The company combines financing, mobile technology, data systems, and a distribution network to serve customers across several African markets. For consumers seeking affordable smartphone financing, digital financial services, or flexible payment plans in the markets where M-KOPA operates, the platform provides a path to access essential devices and related products. Its model is intended to support financial inclusion by helping customers build a repayment history and access services that can support connectivity, everyday needs, and income-generating activity.

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