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Plaid

Financial technology company building AI-powered data networks connecting apps to bank accounts

San Francisco, United States Founded 2013 501-1000 employees FinTech AI
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About Plaid

Plaid builds financial technology infrastructure that helps applications connect with consumers' financial accounts. Through APIs and Plaid Link, fintech companies can offer account connectivity and access permitted financial information to support digital banking, personal finance, payments, lending and other financial services. Plaid's products support use cases such as retrieving account and transaction data, verifying account ownership, confirming identity, assessing income or cash flow, and initiating eligible bank payments. Developers integrate relevant Plaid products into their apps so customers can securely connect supported financial institutions and authorize specific data or payment experiences. Financial institutions, fintech developers and consumer applications use Plaid to build connected financial experiences. Its platform is associated with open banking, financial data connectivity, account verification, payment initiation and fintech APIs, helping businesses create services that use permissioned financial information to improve onboarding and money management.

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