Tala
Mobile lending app using AI and alternative data to provide credit to the unbanked globally
About Tala
Tala is a financial technology company providing mobile-based credit and other digital financial services in selected markets. Its app is designed to help people who may have limited access to traditional banking apply for credit and manage financial tools through a smartphone. Customers can apply for eligible loans through the Tala app, receive application decisions, and access funds through supported payout channels. Depending on the country, Tala also offers digital spending accounts, savings features, money movement, repayment tools, and financial education. Products, loan terms, fees, and availability vary by market and eligibility. Tala serves consumers in emerging markets seeking mobile lending, digital credit, and accessible financial services. The company uses technology and data science to support credit assessment and customer experiences, with the aim of expanding access to financial tools for people underserved by conventional financial systems.
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